![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
He looks more like a green Oompa-Loompa.
Tuesday, 26 October 2004 01:45It's true: everything looks much worse at night. By the time I finally calmed down enough and relaxed to the point where I could sleep (which was 5 AM), sleep came quick. I woke at 12 today, and after waking, realized I was hungry, so I headed to Subway, where I could sit down, relax, eat, and sort my next plan of action in this episode of financial bullshit. As I did, several options presented themselves to me. See, the problem is thus:
I owe MCLA just over $4,000 for the semester, about $8,500 for the year, all after aid. I applied for a student loan from Sallie Mae, one which is very easy to get--over 80% of applicants are approved with a co-signer...of course, I end up in that less than 20% group. I applied by myself, and was declined because I have no credit history. I need a co-borrower. So, my mom and Bob were shot down for bad credit. My grandma, with excellent credit, was shot down because she makes too small of a monthly income. The problem is simple: all I need is a credit-worthy co-signer...something very hard to do with the family I have. So, now 3 people are down, and when I collected my thoughts in Subway, I realized that I'd simply just go down the line, asking all my relatives to see if they can co-sign. Now I'm looking at two aunts, my Mom's mom, and now my friend Dan's parents. So all is not lost yet. Thinking about these possibilities made me feel better--there is still hope for me yet. I'm not blown out of the water yet. I refuse to give up.
So, went to my history class, then to work, where the 4 hours went by fast--it was busy. There was an event at MCLA tonight, Boo Bash, and afterwards, they all came to McD, and it was busy for most of the night. Went by quickly. Got back here, and sent out my plea emails to my relatives, and to Dan, and now we'll see what comes back. Yesterday, the option of my own dad came to my mind, but I expected that to be shot down...and here's probably where the only thing I don't like about having deaf parents came into play. Most deaf people have a different way of looking at the world...they've been brought up without the ability to hear, and as a result, they've been helped through their lives, themselves not having to experience much of the financial crap that the rest of us go through. It's taken care of them by their own relatives and by the government. So, trying to explain my situation to my dad was a very hard, and in the end result, a mostly fruitless endeavor...he kind of sort of got what I was trying to ask, but I think he didn't get it, even as I tried to break it down to its most simplest English. So that idea went down, but I wasn't putting much weight into it anyway.
I talked to April for a while, until she had to go do work...wah. Shortly after, I spent an hour on the phone with Sarah, and we talked about work, life, and good things. Tomorrow...I work 5 to midnight, so I'll probably miss Game 3. Also I hope for my check to clear...that way I can buy some stuff at Big Y, food to last me until my next paycheck, at least.
But I feel mostly better after last night's shit...I can sleep easier. Hopefully Jesus Damon will come through again tomorrow.
Nighty night, all.
I owe MCLA just over $4,000 for the semester, about $8,500 for the year, all after aid. I applied for a student loan from Sallie Mae, one which is very easy to get--over 80% of applicants are approved with a co-signer...of course, I end up in that less than 20% group. I applied by myself, and was declined because I have no credit history. I need a co-borrower. So, my mom and Bob were shot down for bad credit. My grandma, with excellent credit, was shot down because she makes too small of a monthly income. The problem is simple: all I need is a credit-worthy co-signer...something very hard to do with the family I have. So, now 3 people are down, and when I collected my thoughts in Subway, I realized that I'd simply just go down the line, asking all my relatives to see if they can co-sign. Now I'm looking at two aunts, my Mom's mom, and now my friend Dan's parents. So all is not lost yet. Thinking about these possibilities made me feel better--there is still hope for me yet. I'm not blown out of the water yet. I refuse to give up.
So, went to my history class, then to work, where the 4 hours went by fast--it was busy. There was an event at MCLA tonight, Boo Bash, and afterwards, they all came to McD, and it was busy for most of the night. Went by quickly. Got back here, and sent out my plea emails to my relatives, and to Dan, and now we'll see what comes back. Yesterday, the option of my own dad came to my mind, but I expected that to be shot down...and here's probably where the only thing I don't like about having deaf parents came into play. Most deaf people have a different way of looking at the world...they've been brought up without the ability to hear, and as a result, they've been helped through their lives, themselves not having to experience much of the financial crap that the rest of us go through. It's taken care of them by their own relatives and by the government. So, trying to explain my situation to my dad was a very hard, and in the end result, a mostly fruitless endeavor...he kind of sort of got what I was trying to ask, but I think he didn't get it, even as I tried to break it down to its most simplest English. So that idea went down, but I wasn't putting much weight into it anyway.
I talked to April for a while, until she had to go do work...wah. Shortly after, I spent an hour on the phone with Sarah, and we talked about work, life, and good things. Tomorrow...I work 5 to midnight, so I'll probably miss Game 3. Also I hope for my check to clear...that way I can buy some stuff at Big Y, food to last me until my next paycheck, at least.
But I feel mostly better after last night's shit...I can sleep easier. Hopefully Jesus Damon will come through again tomorrow.
Nighty night, all.
